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Life and properties are always surrounded by the risk of death & loss , Transfer that risk by buying insurance and protect yourself against undefined losses.

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Protection Against Uncertain Financial Loss

Insurance is one of the most important financial topics in today’s complex world. Failure to have sufficient insurance coverage is the quickest and easiest way to accrue mass debt. Adequate insurance of your life, health, vehicle, house and business acts as a shield against financial strain in case of any loss.

Life Insurance

A life insurance policy is an agreement between a policyholder and an insurance company. The insurance company promises to pay a certain amount in the unfortunate event of the insured person’s demise during the policy terms in exchange for the insured’s premium. Investment in Life Insurance is eligible for a tax deduction of up to ₹ 1.5 lakh under section 80C of the Income Tax Act, 1961.

Term Life Insurance

Term Insurance provides a huge amount of Life insurance cover at an affordable premium. Earning persons must purchase this policy to protect their family from financial stress on an earning member’s untimely death. Taking riders with Term insurance can further increase your risk cover.

Accidental Death Benefit

If the cause of death is an accident, the nominee gets an additional sum assured. This rider is very affordable and increases total coverage in case of death significantly.

Accidental Disability Benefit

The policyholder gets the benefits of this rider if he is partially or permanently disabled because of an accident during the policy period.

Critical Illness Benefit

With this rider, the insured person receives a lump sum amount if diagnosed with any pre-specified critical illnesses in the policy.

Waiver of Premium

With this rider, the policy remains active without paying future premiums in pre-specified conditions like critical illness or disability.

Return of Premium

With this rider, if the insured survives during the policy period, the insurance company returns the premiums collected during the policy period.

Guaranteed Plans

These are traditional Insurance Plan that combines the benefits of saving and protecting in a single plan. They offer life cover during the policy period and a guaranteed return at the end of the policy period. These policies are especially attractive for long-term savings as the interest rate in Bank FDs and other small saving instruments are constantly falling.

Protection

Provide the Life Cover benefit, which keeps your family secure in your absence.

Guaranteed returns

Get guaranteed return for a long period, unlike Bank FD, where the interest rate is revised every time on renewal.

Tax Benefits

Maturity proceeds are tax-free subject to the conditions u/s 10(10D) of income tax.

Unit Linked Insurance Plans

ULIP or Unit Linked Insurance Plan is a type of insurance that combines the benefits of saving and protecting in a single plan. The major advantage of ULIP over the traditional wealth creation tools is the benefit of a Life Cover. As a result, your and your loved ones’ lives are protected from life’s unexpected turns, and your money can grow simultaneously.

Protection

ULIPs provide the Life Cover benefit, which keeps your family secure in your absence.

Flexibility

You will have the flexibility and control of your money like Fund-switch between Equity, balanced and debt funds.

Money Growth

There is a potential of earning higher returns by investing in equity and debt funds.

Tax Benefits

Maturity proceeds are tax-free subject to the conditions u/s 10(10D) of income tax.

Health Insurance

A health insurance policy pays the medical care bills on your behalf and provides cashless treatment in any network hospital. Almost all health insurance covers COVID treatment as per IRDAI guidelines.

Medical Bills

Covers medicinal expenses, including pre and post hospitalisation expenses.

Claim Reimbursement

Provides cashless treatment in the network hospitals and reimbursement of expenses in other hospitals.

Pre-existing Diseases

Certain pre-existing diseases are covered after a certain waiting period.

Tax Rebate

Premium paid for health insurance is eligible for tax deduction under section 80D of the Income Tax Act.

Motor Insurance

Motor insurance is mandatory as per law for every vehicle. This policy covers the owner/driver against financial losses due to accident or theft. A motor insurance policy also covers financial loss from third-party liability due to accidental damage, injury or death of a third-party.

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Palak Jain
Sr. Manager - Front Desk 
Qualification
Experience
  • MBA
  • 3+ Years
Palak Jain
Sr. Manager - Front Desk
Qualification
Experience
  • MBA
  • 3+ Years
Kashish
Front Desk Manager
Qualification
  • B.COM.
Kashish
Front Desk Manager
Qualification
  • B.COM.
Vanshika Mehta
Front Desk Manager 
Qualification
  • M.COM.
Vanshika Mehta
Front Desk Manager 
Qualification
  • M.COM.