Mutual Funds are ideal for Short term parking of funds, Saving money for a future goal or Long term wealth creation through various kind of schemes.
Why Mutual Funds?
Mutual funds give you the advantage of professional management, lower transaction costs, diversification, liquidity, disciplined investing and tax benefits. For every investment objective, investors can choose from various schemes that align with their objective. Mutual Funds help investors diversify their portfolio while minimizing unsystematic risk.
- Disciplined investment approach
- Low transaction cost
- Liquidity and Tax benefits
- Invest via Lumpsum and SIP mode
- Diversification of portfolio
- Reduced risk of investing
Why Choose us
Physical & Digital, Experience the advantage of both worlds
When it comes to creating wealth, you need a service provider to partner with you for all your financial needs. At TR Capital, we are associated with Motilal Oswal Financial Services Limited, ranked as the âBest Performing National Financial Advisor-Equity Brokerâ at the CNBC TV18 Financial Advisor Awards for six years. We provide the best in class technology to our clients for Mutual Fund investment across all platforms, i.e. desktop, tablet, and mobile.
Our monthly research reports highlight Mutual Fund recommendations to help you select the right Mutual Fund for your needs across 44 Asset Management Companies (AMCs). Managing your Mutual Fund investments is easier as you get units in your DMAT account. You can also leverage your Mutual Fund units for trading in equity, commodity and currencies.
- 9000+ schemes across 44 AMCs
- Risk-based curated portfolio
- Leverage MFs for equity trading
- Simplified investing
India Mutual Fund industry's Average Asset Under Management (AAUM)
stood at âđ 38.45 Lakh Crore (INR 38.45 Trillion)
as on November 30, 2021
Source: amfiindia.com
Types of Funds
Equity Funds
Debt Funds
Hybrid Funds
Tax Saving Funds
International
Equity Mutual funds allow investors to take equity exposure with professional fund management, risk mitigation through diversification, small ticket size and tax efficiency.
Type of Equity Funds by Market Capitalization
Large Cap
Invests in Top 100 stocks
Mid Cap
Invests in next 150 stocks
Large & Mid-Cap
Invests in top 250 stocks
Small-Cap
Invests outside Top 250 stocks
Flexi Cap
Invests across all market caps
Type of Equity Funds by Investment style
Index Funds / ETF
Passively managed funds, closely tracking underline index
Focused
Concentrated portfolio of around 30 high conviction stocks
Thematic
Funds with specific themes like IT, Pharma, Banking, PSU etc.
Value-Oriented
Invests in undervalued stocks with good fundamentals and upside potential
Arbitrage Funds
Invest in Arbitrage opportunities. Stable returns with Equity like taxation
Debt funds aim to generate returns for investors by investing their money in bonds and other fixed-income securities. These funds earn interest income. They are tax-efficient as they provide capital gains with indexation benefit.
Overnight / Liquid
Ideal for short term parking of funds for 1 day to 3 months
Ultra Short term
Good for short term investment for 3 months to 1 year
Short Term
Good for investment duration of 1 year to 2 Years
Gilt Funds
Invest only in government securities & carry lowest credit risk
Banking and PSU Debt
Predominantly invest in debt instruments of banks and PSU.
Corporate Bond
Predominantly invest in high rated corporate bonds.
Credit Risk
Invest in below the highest-rated corporate bonds for higher returns
These funds invest in a combination of equity and debt assets, thus have the potential of generating good returns with lower volatility.
Equity Savings Fund
Invest 65-100% in equity assets and 0 to 35% in debt assets
Balanced Funds
Generate returns by investing in equity, debt and arbitrage opportunities. Tend to deliver returns better than FD
Dynamic Asset Allocation
Dynamically shift allocation from 100% debt to 100% equity
Conservative Funds
Invest only 10-25% in equity and the remaining 75-90% in debt instruments
Multi-Asset
These funds invest across equity, debt, gold and international equity
Type of Tax Saving Mutual Funds
ELSS (Equity Linked Saving Scheme)
These are specified equity mutual funds where investment is eligible for deduction from income u/s 80C of Income Tax Act up to âđ 1,50,000 in a year. These scheme have a lock-in period of 3 years.
Retirement Benefit Plans
These Scheme allow investors to choose from conservative, moderate and aggressive themes, as per their risk profile. These schemes have a lock-in period of 5 years.
Advantages of ELSS
Shortest lock-in
ELSS has smallest lock-in period of 3 years compared to other Tax-saving instruments
Higher returns
ELSS has the potential of generating significant wealth in a medium to long-term
Post-tax returns
Lower tax rates on long-term capital gain ensure better post-tax returns
Convenient SIP
You can start with monthly SIP for investing in ELSS
Invest in international funds to diversify your portfolio and reduce country-specific risk.
Index Funds
Passively managed funds, closely tracking major international index like S&P500, Nasdaq 100 etc.
Specific Funds
These funds invest in the markets of a specific region or a country like the USA, Europe, Asia, China, Japan, Brasil etc.
Global Funds
These are not a country or region-specific funds. Instead, these funds invest globally.
Advantages of Investing in International Funds?
Geographical Diversification
International funds help you leverage the opportunities to invest with the diversification of funds on a global scale.
Global Market Leaders
By investing in international funds, you can invest in some of the world's biggest businesses like Facebook, Google, Apple etc.
Currency Hedge
As these funds invest in foreign currency, they also hedge your portfolio against currency depreciation. Any depreciation in the home currency will increase the returns of these funds.
Equity Funds
Equity Mutual funds allow investors to take equity exposure with professional fund management, risk mitigation through diversification, small ticket size and tax efficiency.
Type of Equity Funds by Market Capitalization
Large Cap
Invests in Top 100 stocks
Mid Cap
Invests in next 150 stocks
Large & Mid-Cap
Invests in top 250 stocks
Small-Cap
Invests outside Top 250 stocks
Flexi Cap
Invests across all market caps
Type of Equity Funds by Investment style
Index Funds / ETF
Passively managed funds, closely tracking underline index
Focused
Concentrated portfolio of around 30 high conviction stocks
Thematic
Funds with specific themes like IT, Pharma, Banking, PSU etc.
Value-Oriented
Invests in undervalued stocks with good fundamentals and upside potential
Arbitrage Funds
Invest in Arbitrage opportunities. Stable returns with Equity like taxation
Hybrid Funds
These funds invest in a combination of equity and debt assets, thus have the potential of generating good returns with lower volatility.
Equity Savings Fund
Invest 65-100% in equity assets and 0 to 35% in debt assets
Balanced Funds
Generate returns by investing in equity, debt and arbitrage opportunities. Tend to deliver returns better than FD
Dynamic Asset Allocation
Dynamically shift allocation from 100% debt to 100% equity
Conservative Funds
Invest only 10-25% in equity and the remaining 75-90% in debt instruments
Multi-Asset
These funds invest across equity, debt, gold and international equity
Debt Funds
Debt funds aim to generate returns for investors by investing their money in bonds and other fixed-income securities. These funds earn interest income. They are tax-efficient as they provide capital gains with indexation benefit.
Overnight / Liquid
Ideal for short term parking of funds for 1 day to 3 months
Ultra Short term
Good for short term investment for 3 months to 1 year
Short Term
Good for investment duration of 1 year to 2 Years
Gilt Funds
Invest only in government securities & carry lowest credit risk
Banking and PSU Debt
Predominantly invest in debt instruments of banks and PSU.
Corporate Bond
Predominantly invest in high rated corporate bonds.
Credit Risk
Invest in below the highest-rated corporate bonds for higher returns
ELSS - Tax saving
Type of Tax Saving Mutual Funds
ELSS (Equity Linked Saving Scheme)
These are specified equity mutual funds where investment is eligible for deduction from income u/s 80C of Income Tax Act up to âđ 1,50,000 in a year. These scheme have a lock-in period of 3 years.
Retirement Benefit Plans
These Scheme allow investors to choose from conservative, moderate and aggressive themes, as per their risk profile. These schemes have a lock-in period of 5 years.
Advantages of ELSS
Shortest lock-in
ELSS has smallest lock-in period of 3 years compared to other Tax-saving instruments
Higher returns
ELSS has the potential of generating significant wealth in a medium to long-term
Post-tax returns
Lower tax rates on long-term capital gain ensure better post-tax returns
Convenient SIP
You can start with monthly SIP for investing in ELSS
International
Invest in international funds to diversify your portfolio and reduce country-specific risk.
Index Funds
Passively managed funds, closely tracking major international index like S&P500, Nasdaq 100 etc.
Specific Funds
These funds invest in the markets of a specific region or a country like the USA, Europe, Asia, China, Japan, Brasil etc.
Global Funds
These are not a country or region-specific funds. Instead, these funds invest globally.
Advantages of Investing in International Funds?
Geographical Diversification
International funds help you leverage the opportunities to invest with the diversification of funds on a global scale.
Global Market Leaders
By investing in international funds, you can invest in some of the world's biggest businesses like Facebook, Google, Apple etc.
Currency Hedge
As these funds invest in foreign currency, they also hedge your portfolio against currency depreciation. Any depreciation in the home currency will increase the returns of these funds.
Ways Of Investing In Mutual Funds
Lumpsum
SIP
STP
Start an SIP
Start with Monthly SIP as low as Just âđ500 /Month
Compounding
Power of compounding on the investment over a long periodÂ
Convenience
You can start an investment with as low as Rs 500/month
Cost Averaging
When the market is low, you will get more units which reduce the overall costing
Tax Benefit
Investors can save taxes under Section 80C of the Income Tax Act 1961 by doing SIP in ELSS
âđ11,005 Crore collected through SIP in November 30, 2021
About 4.78 crore SIP Accounts
as on November 30, 2021
Source: amfiindia.com
CURATED PORTFOLIO
CONSERVATIVE INVESTOR
The portfolio is invested in 100% debt and money market securities. This is a low risk, stable returns portfolio with a significant exposure to high quality (AAA) sovereign and corporate bond papers
BALANCED INVESTOR
The portfolio is invested in 60% equity and 40% debt. This is a medium risk, moderate returns portfolio with a significant exposure to top performing large cap stocks and high quality (AAA rated) debt instruments.
AGGRESSIVE INVESTOR
The portfolio is invested in 100% equity. This portfolio has exposure to multi-cap stocks. This is a high risk, high returns portfolio with significant exposure to small and midcap stocks.
Get an Investment Proposal
If you have these goals and are not sure where to invest
It's time to connect with us
Get an Investment Proposal
Investment Proposal is the process which provides you a framework for achieving your short-term/long-term monetary goals in a systematic and planned way
Get an Investment Proposal
Investment Proposal is the process which provides you a framework for achieving your short-term/long-term monetary goals in a systematic and planned way
Key Benefits of Investment Proposal
Services Offered by us
Mutual Fund
